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Mutual Fund - Get Knowledge before you Invest


Mutual Fund– A Complete Guide before you Invest

What is Debt Mutual Fund? Debt mutual funds are mutual funds that invest in fixed income instruments. “Debt” the word itself means loan. Debt mutual fund gives loans to government, businesses and financial institutions and hence Debt funds invest into fixed income securities such as Treasury Bills, Government Securities, Corporate Bonds, Money Market instruments and other …
 

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FAQ on Mutual Fund Investment

18 Top FAQ on Mutual Fund Investment - get the complete knowldege on varuous Top 18 Freequently Asked Questions related Mutual Fund Investment.
 

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How to measure Risk for Mutual Fund Investment

Here we will understand how common investors can measure Risk for Mutual Funds.
 

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Benefits of Investing in Mutual Fund and its Association

What is Mutual Fund? A mutual fund (MF) is a vehicle to pool money from investors, with a promise that the money would be invested in a particular manner, by professional managers who are expected to honour the promise. In India mutual funds are governed by the regulations of Securities and Exchange Board of …
 

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Types of Mutual Funds under various Criteria

Every investor has a different requirement for his investments. No matter what your requirement is, there is always a type of mutual fund that fits your objective. Mutual funds can be subdivided in different types depending upon various criteria:
 

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Special Categories of Mutual Funds

After the Re-categorization of 2018 by SEBI there are some other types of mutual fund categories formed for the mutual fund investors.

And now we will cover each of these special categories of mutual funds in detail;
 

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Equity Mutual Funds and its Types with Top performing Funds

Equity mutual funds are those Mutual Funds which invest in Equity stocks, and as the value of the stock increases they are getting benefited by the rise in price in from of capital appreciation from this price rise, Not just that equity Mutual Funds are also get the benefit of dividend which the company declares …


 

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Hybrid Mutual Funds and its Types with Top performing Funds

Hybrid mutual funds are types of mutual funds that invest in more than one asset class. Most often, they are a combination of Equity and Debt assets, and sometimes they also include Gold or even Real estate...
 

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SIP (Systematic Investment Plan) approach in Mutual Fund

Systematic investment plan for SIP, approach of investment in mutual fund schemes which allows mutual fund investor to invest in mutual fund with a fixed amount every day, every week, every month, every quarterly, based on his or her requirement. it is one of the most popular investment approaches among mutual fund investors in India …
 

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Bond (Fixed Income) Concepts under Mutual Fund Investment

What is a Bond (Fixed Income)? When you purchase a bond, you effectively are lending a company or the government your money. The bond issuer is the borrower. It agrees to pay whoever holds the bond interest on a regular basis, and then to return the principal on the loan when the bond matures. …
 

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Comparison of Mutual Funds with Other Investment Options

The mutual fund sector operates under stricter regulations as compared to most other investment avenues. Apart from offering investors tax efficiency and legal comfort, how do mutual funds compare with other products?
 

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Legal Structure of Mutual Funds in India

SEBI regulates the mutual fund sector in India. However, RBI, as regulator of banks, would need to authorize the commencement of mutual fund operations by a banking entity. Further, since it is the regulator of money supply in the economy, it has control over the money market and foreign exchange market. Measures that it announces …
 

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List of Recurring Expenses charged to Mutual Fund Investment.

The following recurring expenses can be charged to the fund: #        Investment and advisory fees, which has to be fully disclosed in the Offer Document (i.e. management fees that the AMC charges the scheme); #        Marketing and selling expenses, including agents’ commission (distributor commission is not chargeable on ‘direct plans’ i.e. plans where investor has …
 

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Offer Document of Mutual Fund Investment

In the investment world, the offer document is like the horoscope. It gives historical information. The offer document also mentions the AMC’s views on the investment prospects, and its suitability to investors. The financial adviser, like the astrologer, is expected to assess the match — in this case, between the proposed investor and the investment …
 

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Scheme Information Document (SID) of Mutual Fund Investment

The SID needs to be updated regularly: >>      For schemes launched in the first half of a financial year (say, May 2021), the SID is to be updated within 3 months from the end of the financial year, i.e. by June 2021. >>      For the schemes launched in the second half of a financial year …
 

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Statement of Additional Information (SAI) of Mutual Fund Investment

SAI is common for all schemes of a mutual fund. First, the draft SAI needs to be filed with SEBI. After incorporating the comments / observations, if any, from SEBI, the AMC has to file a soft copy of the final SAI with SEBI in pdf format along with printed copy of the same. Final …
 

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Financial Statement of Mutual Fund Investment

Asset Management Companies >> The AMC, like any company, has a profit and loss account and a balance sheet. >> The money that the sponsor invests in the AMC would go towards its share capital (or share premium). The prescribed minimum net worth (share capital plus reserves) is 50 crore. This helps in meeting …
 

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Absolute Returns of Mutual Funds Investment

The following sections discuss various facets of absolute returns, and the associated statistical techniques.
 

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Investment Styles and Capitalisation of Mutual Fund Investment.

Information providers have found several interesting ways of pictorially representing the investment objective. The US fund rating outfit Morningstar pioneered a visual style box for capturing a fund’s investment style. In India, some fund research agencies have tried to emulate this and picturise equity schemes in a 3×3 matrix along two parameters — investment style …
 

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Debt Mutual Fund – A brief Concept before you Invest.

What is Debt Mutual Fund? Debt mutual funds are mutual funds that invest in fixed income instruments. “Debt” the word itself means loan. Debt mutual fund gives loans to government, businesses and financial institutions and hence Debt funds invest into fixed income securities such as Treasury Bills, Government Securities, Corporate Bonds, Money Market instruments and other …
 

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Types of Debt Mutual Funds prescribed by SEBI.

According to the fund’s investment strategy, debt mutual funds invests in debt instruments such as corporate debt, commercial papers, certificate of deposit, governments securities etc. of varying maturities. To suit the investor’s needs, there are different types of mutual funds. As per categorization and rationalization of mutual fund schemes prescribed by SEBI, following are the …
 

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Debt Mutual Funds – How it works as per SEBI mandate?.

As per the SEBI mandate, debt funds invest in multiple bonds or deposits issued by Government, Private or PSU companies depending on the riskiness and investment horizon. The source of return for these funds is majorly interest income and price appreciation (in case sold before the maturity). Similar to shares, bonds are also tradable in …
 

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Debt Mutual Fund – Investment Process.

SIPs vs STPs vs SWPs vs MIPs SIP (Systematic Investment Plan) A SIP or systematic investment plan is where you ask the mutual fund to deduct a certain amount from your bank on day selected by you each month. You will be allotted units in your folio as per the NAV on the purchase …
 

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Risks in Debt Mutual Funds Investment.

Debt mutual fund invest in fixed income security which is also known as debt securities, Debt which includes securities and investment option such as money market instruments government securities corporate bonds treasury bills and others. The capital gain in debt Mutual Fund is been treated as short term capital gain if it is external less …
 

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Types of Mutual Fund Schemes – [based on Tenor].

Mutual Fund Schemes can be categorised based on Tenor, Asset Class, Position Philosophy or Geography. 1.   Open-end Mutual Fund Schemes These are schemes that do not have a fixed maturity. The mutual fund announces sale and re-purchase prices for the units of such a scheme on an ongoing basis. Sale price is the price at …
 

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Types of Mutual Fund Schemes – [based on Asset Class].

Equity Mutual Fund Scheme [Securities] Equity schemes invest primarily in equity shares of companies. Depending on the scheme objective, investments could be in: Growth stocks   :   where earnings growth is expected to be attractive, Momentum stocks: that go up or down in line with the market and set the tone of the market, …
 

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Types of Mutual Fund Schemes – [by Position Philosophy].

Investors tend to expect mutual fund schemes to perform in all market conditions. This would require fund managers to have the flexibility to take a long or short position in any kind of asset class, without any limitations. “Unconstrained mutual funds” operate with that kind of flexibility. It must be noted that even such funds …
 

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Managing a Portfolio of Mutual Fund Schemes.

Here the focus is on managing a portfolio of mutual fund schemes — a key role that a financial planner needs to perform. This calls for a background understanding of risk profiling and asset allocation. 1.   Risk Profiling in Mutual Fund A participant in one of my seminars shared a joke. A heart patient won …
 

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Net Asset Value (NAV) of Mutual Fund Scheme.

How NAV is Determined In order to calculate the NAV of a scheme, each asset and liability of the scheme needs to be valued: It can also be calculated as: Unit capital plus reserves. There is a significant element of subjectivity in the valuation of assets. SEBI, has been trying to ensure some degree …
 

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